3 Best Travel Insurance Plans for Europe
A report by the European Commission’s Migration and Home Affairs Department revealed that Schengen visas were a popular choice in 2016. Even after a 1.6% drop from 2015 in the number of applications, a total of 15.2 million applications were received, of which, about 14 million were approved and granted a visa to different parts of Europe. Europe has always been a popular vacation destination because of its cultural heritage and rich history.
If you too are planning your next vacation there, you must already be looking for the best places to see in Europe. But do you know what is even more important than planning a trip? Insuring it! One must buy travel insurance for all international trips to save oneself from incurring any unexpected expenses due to travel or medical emergencies. We’ve done half your work for you and listed some of the best travel insurance plans for Europe here. All you need to do is match your requirements and make your pick!
Best Travel Insurance Plans for Schengen Countries
This is a comprehensive policy that covers you for a period ranging from 5 days to 364 days. It provides coverage for medical outpatient emergencies, such as urgent clinic visits, X rays and lab expenses, prescription drugs and even surgical treatment. Inpatient emergency benefits include intensive care unit expenses, hospital room and board expenses, pre-admission tests and more.
It also provides benefits for travel contingencies, such as cancellation or delay of trip, loss of luggage or passport, emergency reunion, emergency evacuation and many others.
It’s a great idea to get Travel/Medical insurance when traveling to USA. As medical cost (even for the common cold) can run into hundreds of dollars in the US, it is recommended that you get good medical insurance, before your trip. Good thing is that if you buy it online before your trip, it may be cheaper. Compare & find a good plan here.
This is another comprehensive plan that is refundable and covers you for 5 days to 2 years. The insured is covered 100% up to the selected policy maximum, after deductibles. You get the general inpatient and outpatient benefits, including the expense of an assistant surgeon, covered up to the policy maximum. Besides medical coverage, this plan protects you against travel and life contingencies, such as emergency evacuation, return of mortal remains of the policyholder in case of death, and others.
Underwritten by Sirius International, this plan covers you for a period between 5 days and 2 years. This plan covers you for outpatient medical expenses, such as doctor visits, anaesthetist, prescription drug costs and emergency room expenses, up to the policy limit, with an extra $250 penalty if your emergency room visit does not result in hospitalisation. Inpatient benefits include the basic ones, along with physician’s non-surgical visits. Special medical benefits include maternity, chemotherapy, hazardous sports, pre-existing conditions (acute onset only) and many more.
Some other insurance plans that you could consider for a European vacation include Atlas Premium International, Patriot Platinum International – Overseas Travel Insurance, Patriot Platinum America, Liaison Continent Plan, Liaison International, etc. You can learn more about insurance for travel to Europe here.