5 Best Insurance for Medical Treatment in USA

Boasting high scientific research standards, the US is known to offer of the best cutting-edge medical treatments in the world. The US also spends a higher portion of its GDP on health care than any other country in the world. According to data published by Meritage Medical Network, America spends over $8,250 per capita on health care every year, which is more than 22% higher than the next highest spending country in the world.

No wonder then that people from all over the world come to America to access the best care for their ailments. If you too intend to visit the US for medical treatment on a B-2 visa, it is recommended that you equip yourself with suitable medical insurance.

Although medical insurance might not pay for the specific treatment you seek in America, it will covers you for medical emergencies, such as another sickness or accident in the US (basic coverage) and other travel-related mishaps, such as lost luggage or passport and delayed flights (comprehensive plan).

Here are five options for travel insurance that could suit your travel needs.

Atlas America

Atlas America is the first name that comes to my mind when thinking of the perfect visitor insurance plan that offers both travel insurance coverage and emergency services. The best part about this comprehensive travel plan is that it offers medical coverage at a very affordable rate. Another highlight is that it offers coverage of up to $2,000,000 for travellers below the age of 70 for the acute onset of a pre-existing medical condition.

Recommended Plans

⭐⭐⭐⭐ Atlas America 100% Coverage, Comprehensive plan
⭐⭐⭐ Safe Travels USA 100% Coverage, Comprehensive plan
⭐⭐ Patriot America Plus 100% Coverage, Comprehensive plan

Visitor Secure

Offered by HCC Medical Insurance Services (HCCMIS), underwritten by Lloyds, VisitorSecure Insurance is a basic travel medical insurance plan meant to protect the visitor through coverage benefits like outpatient and inpatient hospital medical expenses. It also covers for emergency medical evacuation, along with all the emergency travel expenses.

Cover America Gold

Administered by Seven Corners, Cover America Gold is a comprehensive policy that offers medical emergency services and travel insurance to overseas visitors to the US. This is a low cost plan that offers the best international travel coverage. Its extensive PPO network is also highly recognized.

Safe Travels USA – Cost Saver

Administered by Trawick International, Safe Travels USA Cost Saver allows you to choose deductibles up to $5,000. This travel insurance provides coverage for persons up to the age 90 years, which adds to its desirability. The plan pays 100% up to the policy maximum, within the PPO network, once the deductible is satisfied.

If you have already made the decision to travel to America to seek medical treatment, strengthen your safety with a good medical insurance plan.

Recommended Plan For Your Travel

Safe Travels

Best for Visitors
Economical Plan
COVID19 included
Covers Medical
Pre-Existing Conditions
First Health Network


Atlas America

Rated “A – Excellent”
COVID19 included
Covers Medical
Covers Dental
Trip Cancellation
Full Refund on Cancel

Mani Karthik

About the Author

Mani Karthik

Ex “NRI” and Founder of the “Back to India” movement. I share my experience about immigrating to USA here.