Boasting high scientific research standards, the US is known to offer of the best cutting-edge medical treatments in the world. The US also spends a higher portion of its GDP on health care than any other country in the world. According to data published by Meritage Medical Network, America spends over $8,250 per capita on health care every year, which is more than 22% higher than the next highest spending country in the world.
No wonder then that people from all over the world come to America to access the best care for their ailments. If you too intend to visit the US for medical treatment on a B-2 visa, it is recommended that you equip yourself with suitable medical insurance.
Although medical insurance might not pay for the specific treatment you seek in America, it will covers you for medical emergencies, such as another sickness or accident in the US (basic coverage) and other travel-related mishaps, such as lost luggage or passport and delayed flights (comprehensive plan).
Here are five options for travel insurance that could suit your travel needs.
Don’t forget to get insurance.
It is recommended that you get travel insurance when traveling to USA, as medical expense (even for common flu) can run into hundreds of dollars! Here are some of the best insurance for US visitors.
Atlas America is the first name that comes to my mind when thinking of the perfect visitor insurance plan that offers both travel insurance coverage and emergency services. The best part about this comprehensive travel plan is that it offers medical coverage at a very affordable rate. Another highlight is that it offers coverage of up to $2,000,000 for travellers below the age of 70 for the acute onset of a pre-existing medical condition.
Offered by HCC Medical Insurance Services (HCCMIS), underwritten by Lloyds, VisitorSecure Insurance is a basic travel medical insurance plan meant to protect the visitor through coverage benefits like outpatient and inpatient hospital medical expenses. It also covers for emergency medical evacuation, along with all the emergency travel expenses.
Cover America Gold
Administered by Seven Corners, Cover America Gold is a comprehensive policy that offers medical emergency services and travel insurance to overseas visitors to the US. This is a low cost plan that offers the best international travel coverage. Its extensive PPO network is also highly recognized.
Liaison Travel Economy
Underwritten by Lloyd’s of London and administrated by Seven Corners, Liaison Travel Economy is a great choice too. The policy offers medical coverage and emergency services on a trip that can be as long as 364 days. A variable deductible, medical limit of up to $2,000,000, and hazardous activity coverage are some of the interesting features of this plan.
Safe Travels USA – Cost Saver
Administered by Trawick International, Safe Travels USA Cost Saver allows you to choose deductibles up to $5,000. This travel insurance provides coverage for persons up to the age 90 years, which adds to its desirability. The plan pays 100% up to the policy maximum, within the PPO network, once the deductible is satisfied.
If you have already made the decision to travel to America to seek medical treatment, strengthen your safety with a good medical insurance plan.