Travel Insurance

6 Best Travel Insurance for USA Visitors

Here are the best travel insurance plans for US visitors.

(Last Updated On: December 27, 2018)

Are you planning a trip to USA with your colleagues? You must be in a hurry to apply for the visas, book flight tickets and arrange for the best accommodation. But, did you remember to buy travel insurance for your trip? Don’t worry, you can easily buy travel insurance online, according to your financial needs. Here’s a list of some of the best travel insurance plans that for visitors to USA.

1. Choice America

Administered by IMG, Choice America provides basic coverage at a reasonable cost. It can be cancelled and renewed, and offers various benefits, including coverage for loss of passport, cruise coverage, border entry protection and coverage for risk and injuries that might occur in an amusement park.

2. CoverAmerica – Gold

Managed by Seven Corners, CoverAmerica – Gold is a comprehensive coverage insurance plan and offers 100% coverage up to the policy maximum. Other amazing benefits of having is plan is that it offers amusement park coverage, loss of passport coverage, cruise coverage, etc. It provides a wide PPO network and a free wellness discount card.

3. Inbound USA

Inbound USA is administered by Seven Corners and provides efficient coverage at a very low cost. It also provides coverage of up to $130,000 for the acute onset of a pre-existing condition. It provides coverage from 5 days to 364 days and offers a free Rx discount card.

Don’t forget to get Travel Insurance

It’s a great idea to get Travel insurance when traveling to USA. As medical cost (even for the common cold) can run into hundreds of dollars in the US, it is recommended that you get good medical insurance, before your trip. Good thing is that if you buy it online before your trip, it may be cheaper.

Compare & find a good plan here.

4. VisitorSecure

Administered by HCC MIS and underwritten by Lloyd’s of London, VisitorSecure is a basic coverage and cost-effective insurance plan.  It provides coverage of up to $100,000 for the acute onset of a pre-existing condition. It doesn’t have a PPO network that means you, which means that you can visit any doctor of your choice. However, remember that this insurance is not for individuals who are present in New York at the time of purchase of the plan.

5. Patriot Group Exchange

Another comprehensive insurance plan that offers 100% coverage up to the policy maximum is Patriot Group Exchange. The plan provides coverage of up to $50,000 in case of emergency medical evacuation and $25,000 in case of an accident. Other benefits of this plan are emergency room coverage, surgical treatment and many more to ensure optimum medical care.

6. Liaison Travel Choice

This plan is underwritten by Lloyd’s of London and Tramont Insurance Company and administered by Seven Corners. Liaison Travel Choice is a comprehensive coverage insurance plan that offers 90% on the first $5,000 and then 100% up to the policy maximum. With a large PPO network, this plan provides coverage of $30,000 for an acute onset of pre-existing conditions. The plan is not available for citizens of certain countries, such as Australia, Canada, Gambia, Switzerland, Ghana, the Islamic Republic of Iran, US Virgin Islands and some others.

There are various other travel insurance plans as well, so make sure you check and compare different policies before zeroing such as Safe Travels USA-Cost Saver, Patriot Platinum International, Liaison Travel Economy, Safe travels USA-Cost Saver, Atlas America and many more that you can buy to have a safe and hassle-free trip.

Having lived in 3+ countries, worked for companies small and big in USA, Middle East & India, I have a lot of stories to share about international travel, immigration and living as an NRI in the US. Add me on WhatsApp if you have any queries (+001-408-489-4785)