This article was last updated and fact checked on December 11, 2022 by Mani Karthik.
We will examine two types of visitor insurance today: fixed travel insurance and comprehensive travel insurance.
While they may sound similar, they have very distinct differences.
Compared to comprehensive travel insurance, fixed travel insurance is cheaper.
In this article...
Fixed travel insurance plan
In fixed travel insurance, you pay less but get fewer features as well.
In the event of a tragic accident, you may not be fully covered for all medical expenses. If you have to fill in the difference, you may find yourself paying more than you planned for with a fixed travel insurance plan.
When traveling to USA, travel insurance is much recommended.
Two great plans are, Atlas America and Safe Travels USA.
However there are other choices like these, as well.
Comprehensive travel insurance plan
Comprehensive travel insurance is more expensive than fixed travel insurance.
But you get complete coverage in an emergency event.
A comprehensive plan’s maximum is substantially higher than a fixed plan’s. It is less likely that you will run out of money for medical bills.
Summary
Compared to fixed travel insurance, comprehensive travel insurance is a better option as it gives you more benefits and coverage.
Fixed travel insurance is cheaper than comprehensive insurance, but with less coverage. This works for minor aches but not for significant expenses.
Here are some of the best travel insurance plans for USA visit.
Difference Between Fixed and Comprehensive Travel Insurance – Infographic
