Difference Between Fixed and Comprehensive Travel Insurance

We will examine two types of visitor insurance today: fixed travel insurance and comprehensive travel insurance.

While they may sound similar, they have very distinct differences.

Compared to comprehensive travel insurance, fixed travel insurance is cheaper.

Fixed travel insurance plan

In fixed travel insurance, you pay less but get fewer features as well.

In the event of a tragic accident, you may not be fully covered for all medical expenses. If you have to fill in the difference, you may find yourself paying more than you planned for with a fixed travel insurance plan.

Recommended Plans

⭐⭐⭐⭐ Atlas America 100% Coverage, Comprehensive plan
⭐⭐⭐ Safe Travels USA 100% Coverage, Comprehensive plan
⭐⭐ Patriot America Plus 100% Coverage, Comprehensive plan

Comprehensive travel insurance plan

Comprehensive travel insurance is more expensive than fixed travel insurance.

But you get complete coverage in an emergency event.

A comprehensive plan’s maximum is substantially higher than a fixed plan’s. It is less likely that you will run out of money for medical bills.


Compared to fixed travel insurance, comprehensive travel insurance is a better option as it gives you more benefits and coverage.

Fixed travel insurance is cheaper than comprehensive insurance, but with less coverage. This works for minor aches but not for significant expenses.

Here are some of the best travel insurance plans for USA visit.

Difference Between Fixed and Comprehensive Travel Insurance – Infographic

Difference Between Fixed and Comprehensive Travel Insurance - Infographic
Recommended Plan For Your Travel

Safe Travels

Best for Visitors
Economical Plan
COVID19 included
Covers Medical
Pre-Existing Conditions
First Health Network


Atlas America

Rated “A – Excellent”
COVID19 included
Covers Medical
Covers Dental
Trip Cancellation
Full Refund on Cancel

Mani Karthik

About the Author

Mani Karthik

Ex “NRI” and Founder of the “Back to India” movement. I share my experience about immigrating to USA here.

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