Travel Insurance & CoronaVirus Outbreak – Things to Know
So, the Coronavirus outbreak is now growing at an alarming rate.
Many flights have been canceled to mainland China and borders are being closed. What does it mean to your trip? Here are some things to know.
Will travel insurance cover canceled flights due to Coronavirus?
Ideally, it should. But it depends on which travel insurance plan you’ve taken.
Plans like Atlas America do cover trip cancellation, but under these special circumstances, it is best to check with the company itself.
Don’t forget to get insurance
It is recommended that you get travel insurance when traveling to the USA,
as medical expenses (even for common flu) can run into hundreds of dollars!
Here are the best travel insurance plans.
There are many factors that go into determining whether or not you qualify for trip cancellation. For example, your plan features, exclusions, etc.
To be sure please call up the insurance company, give your plan details and they can confirm it for you.
Will travel insurance cover Coronavirus infections?
Probably no. If you had bought your travel insurance policies prior to the outbreak (i.e Jan 21, 2020) and if your plan qualifies you for cancellations against any reason (CFAR – Cancel For Any Reason), then you might get trip cancellations.
As for infections, the possibilities are very less.
Although some travel insurance companies are looking to relax their policies, there is no clear indication on which plans cover Coronavirus infection.
If you’re planning to travel to China then it’s recommended that you check with your travel agent or airline about the details.
What travel insurance is best for US visitors?
We recommend Atlas America. It’s a top-rated plan with good benefits, coverage, and excellent customer ratings.
Benefits: Excellent rating, More than one PPO Network, After deductible 100% covered, Acute onset of pre-existing conditions covered, Buy online, renew, or cancel anytime. Buy here.