Travel Insurance for USA

In this article, we’ll try to answer some of the most frequently asked questions about travel insurance for USA.

Many folks who travel to the USA don’t realize how important it is to get travel insurance during their visit. Medical expense in USA is expensive, so assuming that you can get by visiting and getting treated by a Doctor of your choice, like in your home country is a big mistake.

Having said that, getting travel insurance is easy. Here are some of the questions about travel insurance for USA answered.

No. Travel insurance is not compulsory when traveling to USA. However, it is recommended since the medical expense is expensive in USA.

It is best to get travel insurance starting from the date of travel to the date of return so that your trip is covered entirely. You might want to buy the plan at least a day in advance.

There are two types of travel insurance plans. Limited coverage plans and comprehensive coverage plans. If you’re staying more than a week in the USA, you’d ideally need a comprehensive coverage plan. Read about the difference between limited coverage and comprehensive plans here.

You’d need travel insurance that covers hospital visits, trip cancellations, and urgent medical expenses minimum. One can add on more benefits and features in certain plans.

The cheapest travel insurance for USA would be Safe Travels USA Cost Saver plan. It’s a comprehensive coverage plan for visitors in USA for less than 90 days.

There are three ways to get travel insurance for USA. One is to buy it online by yourself (recommended). Second is to buy it through your travel agent. And third is to buy it with your airline tickets.

The best travel insurance for USA from India is Atlas America, Patriot America Plus, Patriot America Plus, and Safe Travels USA Comprehensive. Get an in-depth review of the best travel insurance for USA from India here.

The best travel insurance for USA are Patriot America Plus, Safe Travels and Patriot Platinum America. You can read in-depth about best travel insurance for USA here.

You should get travel insurance that at least covers uncertainties in the trip and your basic medical expenses. Depending on your travel needs, you should be able to customize your plan as well.

Medical travel insurance costs can range from $100 to $1000 depending on the features and benefits included in the plan.

Recommended Plan For Your Travel

Safe Travels

Best for Visitors
Economical Plan
COVID19 included
Covers Medical
Pre-Existing Conditions
First Health Network


Atlas America

Rated “A – Excellent”
COVID19 included
Covers Medical
Covers Dental
Trip Cancellation
Full Refund on Cancel

Mani Karthik

About the Author

Mani Karthik

Ex “NRI” and Founder of the “Back to India” movement. I share my experience about immigrating to USA here.