So, CoronaVirus outbreak is spreading like wildfire and many countries are restricting travel. Almost all major countries of the world have brought in travel bans and restrictions.
As a result, many flights are canceled and people who have booked their travel are finding it difficult to get the amount refunded/reschedule.
Keep in mind that there are two types of coverage for plans that might cover CoronaVirus.
One is medical coverage and the other, travel coverage. Let’s look into both.
Don’t forget to get insurance.
It is recommended that you get travel insurance when traveling to USA, as medical expense (even for common flu) can run into hundreds of dollars! Here are some of the best insurance for US visitors.
Medical Coverage for CoronaVirus
For visitors in the US, medical coverage for CoronaVirus treatment can be availed if you have a good travel insurance policy that covers any flu-like diseases.
According to Insubuy,
As of March 13, 2020, in most visitors insurance plans for the U.S., there is no specific exclusion for coronavirus. Therefore, if you are infected with coronavirus while visiting the U.S., it would be treated just like any other illness, and subject to the general terms and conditions of the policy.
Can you get treated for CoronaVirus if you buy a travel insurance plan?
If you arrived at your destination (say USA) before travel bans or warnings were issued, you might qualify for coverage. It depends on various factors though. Please check with your airline directly.
Can you get refund due to flight cancellations from CoronaVirus?
The short answer is that, in order to get a refund, you need to have bought a travel insurance plan that covers “cancellations against any reason”. Depending your airline policies, a refund is possible.
Can you get travel insurance if you travel to Corona affected countries?
But it depends on your citizenship, your destination and the status of whether or not they are included in the restricted travel list. Please check with your airline directly.
Can you claim travel insurance if you travel from Corona affected countries?
Not in most cases.
Please check with your airline for details. Check the updated status for whether or not your country is included in the high risk areas.
What type of travel insurance covers trip cancellations due to CoronaVirus?
You’d need travel insurance plans that offer “cancelations against any reason”. There are a few good plans and the best ones are mentioned in this article.
Will my Credit Card cover CoronaVirus?
If you’re sick, and have a Doctor’s prescription, yes you might qualify to get covered for trip cancellation because of CoronaVirus.
Can I get refund for trip cancellation becuse of CoronaVirus without travel insurance?
Likely. It depends on your airline. Many airlines are considering the current situations as a special one off one and are offering cancellations/refunds without any questions asked. Talk to your airline asap.
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Also, the information shared above may not be accurate. I strongly suggest you check with the policy provider before making a purchase. The above information is for education and comparison only.
Recommended Plan : Atlas America
Atlas America is a top-rated, health insurance plan for visitors to the US. With great benefits, coverage, and excellent customer ratings, this plan is easily the best for US visitors. No wonder it’s the most recommended and popular plan among visitors to the US from India.
Benefits: Excellent rating, More than one PPO Network, After deductible 100% covered, Acute on-set of pre-existing conditions covered, Buy online, renew or cancel anytime.