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COVID19 Travel Insurance Guide

  • July 3, 2020
  • Mani Karthik

This article was last updated and fact checked on December 11, 2022 by Mani Karthik.

Traveling outside your home country and worried if you’d be protected against the Coronavirus pandemic? Well, a COVID19 travel medical insurance plan might help you.

Coronavirus Travel Insurance

In this article...

  • What is COVID19 Travel Medical Insurance?
  • How to get COVID travel medical insurance?
  • What does COVID travel insurance cover?
  • Should you get COVID travel insurance before travel?
  • Which travel insurance plans cover COVID treatment?
  • Is COVID treatment covered under travel insurance?

What is COVID19 Travel Medical Insurance?

COVID19 Travel Medical insurance provides coverage while traveling outside your home country. Just like any other eligible condition in a travel medical insurance policy, a COVID19 travel insurance might protect you against the coronavirus.

Helpful Tip

When traveling to USA, travel insurance is much recommended.

Two great plans are, Atlas America and Safe Travels USA.

However there are other choices like these, as well.

How to get COVID travel medical insurance?

If you are traveling outside your home country, consider buying one of the specialized travel insurance plans.

There are many online portals where from you can buy travel insurance that covers COVID travel insurance plans.

Keep in mind that if you’re traveling to a region that has a travel advisory, then you might not be eligible.

COVID Travel Insurance

What does COVID travel insurance cover?

A COVID travel insurance plan might cover and protect you against instances such as flight cancellations, COVID medical treatment, emergency medical expenses, emergency evacuation and repatriation, return of mortal remains etc.

Should you get COVID travel insurance before travel?

Yes. We highly recommend that you take COVID travel insurance before your trip as many countries are now making it mandatory to get travel insurance to enter their countries.

It is advised that you buy travel insurance before your journey, so that you’re covered through out the journey.

COVID Medical Insurance

Which travel insurance plans cover COVID treatment?

Travel insurance plans are many for the USA. Here are some of the best travel/medical insurance plans for USA. Most of them have exclusions for travel warnings (for USA). Please note that they may not cover COVID related treatment expenses.

However, the following travel insurance plans cover COVID testing and/or treatment, just like any other medical condition that occurs after the effective date of policy.

  1. Safe Travels USA Comprehensive
  2. Safe Travels USA Cost Saver
  3. Safe Travels USA

Is COVID treatment covered under travel insurance?

COVID19 is covered just like any other medical condition that occurs after the effective date of policy. If you have had symptoms or have contracted the virus before the effective date of policy, then you may not be covered.

Please check with the policy for detailed exclusions and terms.

Get Full Details

 

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Mani Karthik

Having lived in 3+ countries, worked for companies small and big in the USA, Middle East & India, I have a lot of experience to share about international travel, immigration and living as an NRI in the US.

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