Come April, 2021 and taking a domestic and international flight from India will cost you more than in 2020.

Reason? Air Security Fee (ASF) becomes applicable from April 1st, 2021 in India.

The Directorate General of Civil Aviation (DGCA) has decided to hike the air security fee (ASF) from April 1, 2021.

The ASF fee increase for domestic air passengers is Rs 40, and for international air passengers is Rs 114.38.

What does this mean?

You will see an increase in air ticket prices to destinations originating from India. That would include US destinations from India.

Not all passengers get to pay the ASF fee though. Some passengers are exempted from paying ASF including children under the age of two years, diplomatic passport holders, airline crew on duty, people travelling on official duty on aircraft operated by Indian Air Force, people on UN peacekeeping mission duty, passengers in transit, transfer, deporting an airport due to involuntary rerouting.

For the rest of us, the price is only going up.

For most Indians, sending money to the United States can be a highly complicated task. So, if you are looking for ways to transfer money to America, here are some methods that might prove useful.

Wire Transfer

This method is also known as SWIFT (Society for Worldwide Interbank Financial Telecommunication) transfer. As the name implies, SWIFT is the fastest offline mode of money transfer through Indian banks. For this:

• Visit your bank branch and fill up the SWIFT transfer form. Details that need to be provided in the form include the name of the beneficiary, account number, address of bank, and SWIFT code.
• After submission of this form, money will be debited from the source account and get credited to the beneficiary’s account within 72 hours.

Indian banks that provide SWIFT facility are Axis Bank, PNB, Yes Bank, HDFC Bank, City Union Bank, Federal Bank Limited, Indian Bank, Union Bank of India and IndusInd Bank, Bank of India and ICICI Bank.

PayPal Transfer

This is a very popular and simple method of transfer funds around the world. Just create a PayPal account and link your bank account to it. Your email address will be your PayPal account number. You can now log into your PayPal account and send money to a US-based PayPal account via the “Send Money” option. The exchange rates will depend on the day the transfer is made.

Note: There have been some recent changes in the PayPal usage regulations by the RBI. So, check with PayPal customer care before you carry out any transaction.

Demand Draft

The method to transfer money through demand draft is the slowest and should be chosen as the last resort. To use this facility, you need to visit your bank branch and get a demand draft made of the amount that is to be transferred. This demand draft will be made in US dollars and the equivalent Indian rupees will be debited from your account. Bank charges for making the draft range between ₹200 and ₹600. This draft will be sent via post and will reach the recipient in 7 to 10 working days.

Additionally, you will need to bear the complete postal charges and there is no tracking facility available for this service.

For Travelers: Carry Cash on your Flight

If you are an Indian traveling to the US and wish to bring some money along, here is something that you should know.

• The RBI allows Indian residents to carry a maximum amount of ₹25,000 per person while traveling abroad.
• For persons other than Indian residents, the entire unspent amount brought into India by them can be taken out of India.

While there are a number of ways to transfer money to the US, you should pick the one that suits your requirement. The method that you feel provides safe and quick transfer of your hard-earned money should be given priority over others.

Here’s your guide to traveling to the USA on a budget.

Book Flights Early and Use Fare Alerts

Airfare can be one of the biggest expenses. To find the best deals:

• Book early: Start looking for flights several months in advance.
• Use fare comparison sites: Websites like Skyscanner, Kayak, and Google Flights can help you compare prices.
• Set fare alerts: These websites allow you to set alerts for fare drops on your preferred routes.
• Consider budget airlines: Look for deals from low-cost carriers, even if it means a longer layover.

Choose Budget-Friendly Accommodation

Accommodation costs can add up quickly, but there are plenty of affordable options:

• Hostels: Ideal for solo travelers or those who don’t mind sharing spaces.
• Budget hotels: Look for budget hotel chains that offer clean and comfortable rooms at reasonable prices.
• Vacation rentals: Platforms like Airbnb or Vrbo can offer more affordable and flexible lodging options.
• Couchsurfing: Stay with locals for free and get insider tips on exploring the city.

Travel During Off-Peak Seasons

Visiting the USA during off-peak seasons can save you money on flights, accommodation, and attractions:

• Winter: Except for the holiday season, winter months can be cheaper.
• Spring and Fall: These shoulder seasons often have good weather and fewer tourists.
• Avoid major holidays: Prices tend to spike around Thanksgiving, Christmas, and the Fourth of July.

Use Public Transportation

Getting around the USA can be costly if you rely on taxis or rental cars. Instead:

• Public transportation: Most major cities have efficient public transit systems.
• Ride-sharing apps: Services like Uber and Lyft can be cheaper than taxis.
• Long-distance buses: Companies like Greyhound and Megabus offer affordable interstate travel.
• Amtrak: Train travel can be a scenic and cost-effective way to see the country.

Eat Like a Local

Dining out can be a major expense, but you can eat well on a budget by:

• Food trucks and street food: Many cities have vibrant food truck scenes offering delicious and affordable meals.
• Local markets: Buy fresh produce, bread, and cheese to make your own meals.
• Fast-casual restaurants: Chains like Chipotle, Panera Bread, and Subway offer budget-friendly meals.
• Happy hour deals: Take advantage of discounted food and drinks at bars and restaurants during happy hours.

Take Advantage of Free Attractions

The USA has plenty of free or low-cost attractions:

• National parks: While some parks charge entry fees, many offer free days, and an annual pass can be a cost-effective option if you plan to visit multiple parks.
• Museums: Many museums offer free admission days or suggested donations.
• City attractions: Public parks, historic sites, and outdoor events can provide great experiences without costing a dime.

Plan Your Itinerary Wisely

Planning ahead can help you save money and time:

• Bundle attractions: Look for city passes that offer discounted entry to multiple attractions.
• Free walking tours: Many cities offer free walking tours led by knowledgeable guides.
• Discounted tickets: Websites like Groupon and LivingSocial offer deals on activities and dining.

Be Flexible with Your Plans

Flexibility can lead to significant savings:

• Flexible travel dates: If your travel dates are flexible, you can often find cheaper flights and accommodations.
• Alternative airports: Flying into smaller or nearby airports can sometimes be cheaper than major hubs.
• Adjust your itinerary: If certain destinations or activities are too expensive, be open to exploring cheaper alternatives.

Stay Connected Affordably

Avoid high roaming charges by:

• Local SIM cards: Buy a local SIM card for data and calls, available at most airports and convenience stores.
• Wi-Fi: Use free Wi-Fi available at cafes, hotels, and public spaces.

Watch Your Budget

Keep track of your expenses to avoid overspending:

• Budget apps: Use apps like Mint or Trail Wallet to monitor your spending.
• Cash: Carry cash for small purchases to avoid credit card fees.
• Set a daily budget: Plan how much you can spend each day and stick to it.

Conclusion

Traveling to the USA on a budget is entirely possible with some smart planning and flexibility. By booking flights early, choosing budget accommodations, using public transportation, and taking advantage of free attractions, you can make the most of your trip without overspending.

Remember, the key to budget travel is to be open to new experiences and enjoy the journey!

Ready to plan your trip? Check out our Travel Insurance section for more tips and advice on traveling safely and affordably. Safe travels!

Here’s your guide to navigating this paperwork maze and ensuring a smooth journey.

1. Visa Forms

The U.S. issues two main types of visas: immigrant and non-immigrant. Most travelers from India will need a non-immigrant visa. Here’s a quick overview of the main types:

1.1 Tourist Visa (B2)

• What It Is: A multiple-entry visa for tourism.
• Validity: Up to 10 years.
• Duration: Each visit can last up to 180 days.
• Processing Time: 3 to 4 business days post-appointment.
• Fee: ₹10,800.

1.2 Student Visa (F-1/M-1)

• What It Is: For academic (F-1) or vocational (M-1) studies.
• Form: I-20.
• Processing Time: 3 to 4 business days post-appointment.
• Fee: ₹10,800.

1.3 Work Visa (H, O, P, L, Q)

• What It Is: Various visas depending on the job type.
• Form: I-129.
• Apply: 90 days before employment starts.
• Fee: ₹12,920.

1.4 General Application Form

• DS-160: All non-immigrant visa applications require filling out this form.

For detailed information on visa categories, visit the US Visa Directory.

2. Travel Insurance Forms

Travel insurance is a must for international trips. Given the high costs in the U.S., it’s wise to have coverage for medical emergencies, baggage delays, and lost passports. Choose a plan based on your age, purpose of travel, and frequency.

2.1 Student Travel Insurance

• Features: Minimal paperwork, no medical tests required.
• Benefits: Simplified application process and comprehensive coverage for students.

2.2 Senior Citizen Travel Insurance

• Features: Designed for travelers above 60. Cashless hospitalization in the U.S., coverage for pre-existing conditions (up to age 70).
• Benefits: No medical check-up for those under 90 years.

2.3 Annual Multi-Trip Insurance

• Features: Covers all trips to the U.S. within a year.
• Benefits: Includes coverage for pre-existing conditions, free international SIM card, and more.

3. Additional Tips

• Visa Interview: Prepare thoroughly. Review common questions and be ready to discuss your travel plans.
• Documents: Ensure you have all required documents in order before your appointment.

Conclusion

Filling out forms might seem like a hassle, but it’s crucial for a smooth entry into the U.S. With the right paperwork, you’ll be well on your way to enjoying your American adventure.

So, get your forms sorted, prepare for your visa interview, and start dreaming about your journey!

Have questions or need more tips? Drop them in the comments below!

But don’t worry—I’ve got you covered with this ultimate USA travel checklist to ensure you’re well-prepared and stress-free!

Here’s everything you need to carry and do before stepping onto that plane. Let’s dive right in.

1. Travel Documents

This is your number one priority. If you forget these, you’re not boarding that flight, period.

• Valid Passport
  Your passport should have at least six months validity beyond your intended stay. This is a crucial rule many people overlook.
• U.S. Visa
  Make sure your visa is approved and stamped in your passport before departure. If you’re eligible for the Visa Waiver Program (VWP), make sure to apply for ESTA.
• Flight Tickets
  Have both physical and digital copies of your tickets. If possible, download your boarding pass in advance.
• Hotel Reservations
  Print your hotel confirmation or save it in an easily accessible place on your phone.
• Travel Insurance
  It’s always better to be safe than sorry. Carry a travel insurance policy that covers medical emergencies, lost luggage, and trip cancellations.

Pro Tip: Make photocopies of your passport, visa, and insurance policy. Keep a copy with you and leave one with someone you trust back home.

2. Health Essentials

You never know when you might need medical supplies while traveling, so packing these health essentials is crucial:

• Prescription Medications
  Carry all the medicines you need, along with a doctor’s prescription. Make sure you have enough for the entire trip, as getting replacements can be tricky abroad.
• Over-the-counter Medications
  Bring basic OTC meds like painkillers, antacids, or allergy pills. You’ll appreciate having them when you’re jet-lagged or suddenly feeling unwell.
• Face Masks and Sanitizers
  Due to ongoing health concerns, it’s a good idea to pack face masks, hand sanitizers, and disinfectant wipes.
• Vaccination Proof
  Many countries require proof of vaccination for entry. If you’re traveling post-pandemic, ensure you have a vaccination certificate (if applicable).

3. Money Matters

Managing your finances during a trip is a big deal. You don’t want to be stuck in a foreign country without access to your funds.

• International Credit/Debit Cards
  Make sure your cards work internationally. Contact your bank to inform them about your travel plans to avoid any transaction blocks.
• Cash
  While the U.S. is a card-heavy country, it’s wise to carry some U.S. dollars in cash for tips, taxis, or emergencies. Exchange a small amount before your trip.
• Travel Forex Cards
  If you prefer not to use your debit/credit cards, consider using a travel forex card, which is a prepaid card loaded with U.S. dollars.

Pro Tip: Always carry a little extra cash in hidden pockets or your bag in case of an emergency.

4. Tech & Gadgets

Don’t let tech trouble slow you down. Here’s what you need:

• Universal Travel Adapter
  The U.S. uses a different voltage (120V), so make sure you have a universal plug adapter that supports U.S. plugs.
• Mobile Phone
  Check if your phone is unlocked for international SIM cards. Alternatively, you can buy a local SIM card or a prepaid travel SIM on arrival.
• Power Bank
  Long flights or layovers can drain your devices. A fully charged power bank is a must.
• Portable Wi-Fi Device
  If staying connected is critical for you, a portable Wi-Fi hotspot can be a lifesaver, especially when you need to navigate or communicate.

5. Clothing & Weather Gear

Pack according to the season and destination within the U.S. It can vary widely across states.

• Layered Clothing
  U.S. weather can be unpredictable, so it’s smart to pack layers. Even in the summer, many indoor spaces can be heavily air-conditioned.
• Comfortable Shoes
  Expect to walk a lot, especially in cities like New York or San Francisco. Carry a pair of comfortable walking shoes or sneakers.
• Rain Gear
  Depending on the region, you might face rainy days. A compact umbrella or a light rain jacket can come in handy.

Pro Tip: Always check the weather forecast for your destination before you start packing to avoid unnecessary items.

6. Essentials for Long Flights

Prepare for those hours in the air, especially on a long-haul flight.

• Neck Pillow
  A good neck pillow will make a huge difference on long flights. Pair it with a sleep mask for some rest.
• Noise-canceling Headphones
  Plane noise can get annoying. A pair of noise-canceling headphones will block it out and make your journey more pleasant.
• Snacks
  Even though flights provide meals, it’s wise to carry light snacks or energy bars in case you get hungry between meals.
• Books or E-Reader
  Flights are a great time to catch up on reading, so pack your favorite book or an e-reader loaded with entertainment.

7. Arrival Essentials

Once you land, here’s what you’ll need to manage the first few hours on U.S. soil:

• Customs Forms
  On your flight, you will be asked to fill out a Customs Declaration Form. Have your flight and accommodation details ready to fill it out correctly.
• Port of Entry Documents
  Ensure you have your passport, visa, and travel insurance documents easily accessible when going through U.S. immigration and customs.
• Transportation
  Plan your airport transfer in advance, whether it’s a taxi, rideshare app, or public transportation.
• Accommodation Details
  Know the address and check-in instructions for your accommodation. Some hotels may require you to present your passport at check-in.

Final Thoughts

Traveling to the USA can be a smooth experience as long as you plan ahead and pack smart. Stick to this checklist, and you’ll be ready for whatever your trip throws your way!

Pro Tip: Keep your travel documents, money, and essential items in a carry-on bag so they’re accessible during the flight and upon arrival.

Safe travels!