This article was last updated and fact checked on June 9, 2022 by Mani Karthik.
If you’re looking for comprehensive travel insurance for your next trip, Atlas America may be a good option. In this review, we’ll take a look at the coverage options, pricing, and customer service of Atlas America to help you decide if it’s the right insurer for you.
With over 30 years of experience, Atlas America Insurance is one of the most popular travel insurance companies. Offering both comprehensive and budget plans, they are a good option for parents visiting the USA. In this Atlas America Insurance review, we will take a look at the company’s history, coverage options, and customer reviews.
In this article...
Introduction: What is Atlas America Insurance and what does it cover?
Atlas America is a travel insurance policy offered by Atlas Travel Insurance. It is designed to cover medical expenses for travelers to the United States. The policy includes coverage for emergency medical evacuation, trip interruption, and lost baggage. It also provides some financial protection in the event of a medical emergency.
When traveling to USA, travel insurance is much recommended.
Two great plans are, Atlas America and Safe Travels USA.
However there are other choices like these, as well.
Who is Atlas America Insurance for?
Atlas America Insurance is a short-term travel medical insurance plan for individuals, families, and groups traveling outside of their home country. Atlas America is underwritten by the Lloyd’s of London, one of the world’s oldest and most respected insurance companies.
Atlas America Plan Summary
Atlas America is a comprehensive travel medical insurance plan that includes coverage for:
- Medical expenses
- Emergency medical evacuation
- Repatriation of remains
- Accidental death and dismemberment
- Political evacuation
- Travel assistance services
- Optional Benefits
This plan also offers optional benefits such as sports rider, rental car collision damage waiver, travel accident insurance and medical payments.
Note: Certain health care benefits may only be offered in certain states and territories.
Atlas America is a very popular travel insurance plan for visitors to the USA. But is it good as compared to Inbound USA or other travel insurance plans out there?
Atlas America is a comprehensive visitors insurance for foreign nationals visiting the U.S for short stays.
What that means is that, unlike Inbound USA, Atlas America is a visitors insurance plan that gives better benefits, better coverage, and even covers acute onset of pre-existing conditions.
It is a perfect visitors insurance plan for folks traveling to the USA from India.
Atlas America travel insurance provides numerous benefits to individuals and their families traveling to USA. The plan provides 100% up to the policy maximum for insured sickness after the deductible and within the PPO network.
What are the benefits of Atlas America Insurance?
Atlas America Insurance is a leading provider of international medical insurance for travelers. This short-term international medical insurance plan is effective for the entire trip and can help you save on health insurance costs.
In summary, the following are the benefits of Atlas America travel insurance.
- Medical coverage
- Emergency services
- Coverage of actual onset of pre-existing conditions
- 5 – 364 days of coverage
- Ability to extend, renew or cancel the policy
- Wide PPO network
- Trip cancellation and interruption
- Lost baggage
- Emergency evacuation
- 24/7 assistance
Other than medical coverage, Atlas America Insurance also provides emergency services to foreign visitors traveling to America.
What does Atlas America Insurance cover?
Atlas America Insurance covers medical expenses, trip cancellation, lost luggage, and other unexpected travel-related expenses. It covers medical expenses incurred during a covered trip, including pre-existing medical conditions, emergency medical treatment, hospitalization, surgery, and maternity care.
What’s good about Atlas America insurance?
What’s really good about Atlas America is the fact that it is a comprehensive insurance plan.
This insurance plan also provides set coverage for acute onset of pre-existing conditions. It offers coverage from 5 days to 364 days.
The policy is both renewable and cancellable. However, it is important to note that this policy is not available for residents of some countries, such as Iran, Cuba, and North Korea.
There are various amazing benefits provided to the insured individual, such as the best medical facilities at affordable prices in a foreign land, 100% cover after deductibles, a wide PPO network, one-time deductible during the policy period, and many more.
The plan comes with high flexibility and you can easily extend and renew the policy online.
How much does Atlas America Insurance cost?
The cost of Atlas America Insurance varies depending on the coverage you choose. The plan is flexible and you can get free quotes and pricing on all the plans at Atlas America Insurance. For further information, call Atlas America Insurance or check this details page and contact their live chat.
Plans are available at Atlas America’s international medical insurance provider in the following countries: Australia, Canada, China, India, Japan, New Zealand, Philippines, South Korea, Taiwan, and the United Kingdom.
Who is eligible for Atlas America Insurance?
There are no specific eligibility criteria to buy the Atlas America travel insurance plan. However, it is important to note that this plan is designed for non-US citizens traveling to the United States for a temporary stay. As such, it is important to make sure that you are eligible for the coverage provided by the plan before purchasing it.
Atlas America Insurance is a policy that provides basic medical coverage for U.S. citizens traveling outside of their home country. The policy is designed to supplement existing health insurance plans and is not meant to be a primary source of medical coverage.
How to apply for Atlas America Travel Medical Insurance
Atlas America’s medical insurance plans are available for an online purchase by visitors from all countries other than the U.S. Applications can be completed online here.
What are Atlas America’s limitations?
For an individual aged 70-79 years, coverage up to $250,000 is available. However, there are also some limitations to this travel insurance policy. For an individual aged 89+, the policy maximum is low.
If you are not hospitalized for sickness at the right time, the Emergency Room deductible is applied for inpatient expenses. The treatment needs to be done within 24 hours.
While the policy provides 100% of the policy maximum, after the deductible, there are also exclusions in the plan. Preventive care, such as immunization, injuries from extreme or hazardous activities, treatment for mental disorders, pregnancy, and maternity care are excluded from the policy coverage.
Some clients of this insurance policy have expressed that they had a good experience with the insurance company. One such case was when a client’s mother visited the USA for 2 months. During her stay in the US, she was diagnosed with kidney stones. She was taken to the ER and stabilized with painkillers. A CT scan was performed and then her stone situation was discovered. The next day, her stones passed and she didn’t have to go through surgery.
However, the cost of the 5-hour stay in the ER, CT scans, and some urine and blood tests amounted to $10,000. With manual claims and a letter explaining the situation, Atlas America Insurance covered its share of the expenses.
What is the process for renewing Atlas America Insurance policy?
If you’re looking to renew your Atlas America insurance policy, the process is pretty simple. All you need to do is log into your account on the Atlas Travel website and click on the ‘Renew Policy’ button.
From there, you’ll be able to review and update your personal information, as well as select the new policy dates that you’d like. Once you’ve made all of your changes, just click ‘Submit’ and your policy will be automatically renewed. It’s that easy!
How do I make a claim under my Atlas America Insurance policy?
If you need to make a claim under your Atlas America Insurance policy, you should first contact your insurance company to see if your policy covers the situation. If it does, you will need to file a claim form with the company. You can find claim forms on the company’s website or by contacting their customer service department.
You can buy Atlas America travel insurance online from here.
How does Atlas America Insurance compare to other travel insurance plans?
Atlas America is a travel insurance plan that covers medical expenses, trip cancellation, and other unforeseen events that may occur while traveling. It is one of the most comprehensive plans available, and it is also one of the most expensive. Atlas America is a good choice for travelers who are looking for comprehensive coverage and are willing to pay a higher premium.
Summary
Atlas America is an excellent travel insurance plan for visitors to USA, especially for folks under 70 years of age.
If you have any questions, please let me know in the comments.
